Insure Your Property

Flood Insurance

All residents within the City of Boca Raton should consider purchasing a flood insurance policy to protect their building and/or its contents, whether it is in a Special Flood Hazard Areas (SFHA) or not.

The National Flood Insurance Program (NFIP) is a federal program enabling property owners in participating communities to purchase flood insurance on eligible buildings and contents, whether they are in or out of a floodplain. The City of Boca Raton participates in the NFIP, making federally backed flood insurance available to its homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the property’s flood risk.

All policy forms provide coverage for buildings and contents. However, residents should discuss insuring their personal property with their agent, since content coverage is optional. Typically, there is a 30-day waiting period from the date of purchase before your policy goes into effect.

Call your insurance agent today to purchase flood insurance. To find out more about flood insurance and who writes flood insurance in your area, visit FEMA Flood Smart or call FEMA at 1-800-427-4661 for assistance. Residents may also contact Development Services at 561-393-7789.